My name is Nikki and my journey to create She Talks Finance came almost by accident.
I love finance, money, and teaching people how to become masters of their future. I want to help people become more knowledgeable, because as the saying goes, knowledge is power. This is my mission in life.
A little background…
I graduated with a bachelors in business management, worked in corporate America (hated it), and had an opportunity to manage a successful small business over the past decade.
I quit my job and started taking on my new role. This new role was to include managing all things money and finance for the business.
I’m quite the perfectionist, so when I took on this new role, I wanted to make sure I did it right.
I sat with accountants and picked their brains constantly. I made sure that I clearly understood how taxes worked. I studied investing religiously and I became obsessed with how someone can maximize every dollar.
How did the rich do it? What was the secret to wealth and financial freedom? I wanted to know.
In the mix of all of that, I also learned how to day trade and invest in the stock market, and teach people about it.
Today, I am still an active trader and investor in the stock market and I am a mentor for a community of investors and entrepreneurs.
So, one weekend, I flew home to visit my best friends. We had a long drive home and I had become increasingly curious to ask my friends if they had heard of a few basic money maximizing principles.
Am I the worst friend for bringing up the boring topic of finance to my besties? Maybe, but I wanted to try.
One principle is keeping your savings in the right type of high-interest bearing account.
I asked my savvy saving friend where she kept her savings (she’s always been great at saving money, so she was the perfect person to ask). She said it was in a savings account at her bank but it wasn’t earning any interest, really.
I told her she could be earning much higher interest, compounding over time in a different type of account. She said “I can earn how much!?” and she was thrilled. She had no idea that her substantial amount of savings could have been earning her income and growing with virtually no risk.
This gave me some confidence, so I tested out the same question with a few different people and to my surprise, they all had no idea how to maximize their savings. They were all quite happy with me, which started to spark some motivation to help more people close to me and not be afraid to open up the conversation about money.
I was just a nerd who wanted to talk about money with people.
I considered myself an outlier, a woman in a man’s world of finance. At events, I was usually one of a handful of women. I didn’t think too much about it until one of our female event attendees asked me, “Nikki, have you ever thought about investment events for women”?
Well, no, I hadn’t really. I had the knowledge, and my small sample size of people that I questioned certainly showed there is a lack of financial knowledge among both women and men, but especially women.
Maybe she was onto something?
So I started hosting local meetups (with wine, of course) to gather ladies and get a conversation flowing about money… and people actually came.
Now, I have built a course for everyone outlining the pathway to a solid financial foundation called “Maximize Your Money”.
I started the She Talks Finance women-led community online to help open up the conversation in a comfortable way.
Everyone is welcome, but don’t be surprised if you’re outnumbered by the ladies.